Our Process
Step 1 - Getting to know you.
The most important step of the process is getting to know you and your goals. Better understanding who you are, what you do for work, what your assets and liabilities are is the foundation of your mortgage application. We’ve taken the time to make this step seamless and convenient by investing in our industry-leading technology.
You have the ability to get started immediately from the comfort of your mobile device (or any device). No waiting for an appointment or call back, you are in control. However, it is important to note we are always just a phone call or text away to work through this step with you.
Step 2 - Build your Mortgage Plan
What is the best rate available? What does that mean to you?
For most Canadian Home Owners getting the best deal or most cost-effective solution is really important. The average Canadian Homeowner sells their primary residence every 3.2 years. Knowing this stat is key and understanding the restrictions and penalties that are attached to each Mortgage Product is as important as the interest rate. Flexibility to make lump sum payments or changes to your regular payment is also an important factor to consider.
Good news, this doesn’t have to be complicated. In fact, we make this really simple to understand. Choosing a mortgage product that best meets your goals and lifestyle is as clear as day. Our proprietary software is extremely helpful here as we compare multiple Lenders and Mortgage Products side by side and explain the benefits and potential pitfalls to each of them.
You may or may not have a clear plan in mind today and we guarantee your Mortgage Plan will be rock solid after completing this step.
Step 3 - Sealed & Delivered
Plan in hand and desired mortgage product in mind our team goes to bat for you. Closing the mortgage transaction starts with signing the mortgage agreement. The digital signing package is prepared for you so you can sign from the comfort of your own device.
A detailed summary and personalized video will accompany your Mortgage Agreement so you understand the details of your mortgage thoroughly. Your Mortgage Advisor is also here for you at all times to ensure you are comfortable and fully understand your approved mortgage.
Our team is also in your corner all the way through to closing with the Lawyer or Notary. We make sure all professionals have what they need and any remaining items are in order.
This will be easy and we will make sure of it for you.
Step 4 - We’re here for the long-term.
First, we want to thank you for putting your trust in our Team to help you with arguably the most important investment in your life.
The journey to homeownership and financial relief has only just begun. We believe our true value to you is also only just getting started at this point in our process. As you start your new mortgage term we will remain in your corner with regular education and advice to help you build wealth with real estate.
Regular health checks on your mortgage to ensure you always have the most cost-effective solution are conducted throughout your term. If you can save money or benefit from a change in the policy you will be hearing from us.
We truly love what we do and we have a passion for helping Canadians build wealth with real estate. Your kind introductions to people who you feel can benefit from our advice and service means the world to us. We are never too busy to address anyone’s questions surrounding mortgage financing and real estate investing.
