Investment Property Mortgages

Maximize Your Equity, Maximize Your Returns!


If you already own a property, there’s a good chance your equity has grown substantially in recent years. You may have considered purchasing a rental property or started thinking about how to better prepare for retirement.


Whether you’re exploring real estate investing or simply looking for smarter ways to plan for the future, you don’t have to limit yourself to owning just one property.


Our team can help you leverage the equity in your home to maximize your earning potential and create new opportunities through real estate investing


 Real Estate Investment FAQ:

  • How does it work?

    By leveraging the equity in your property, you may be able to generate additional income through real estate investment, without needing to draw from your cash or savings.


    Our team helps you explore financing strategies and evaluate potential investment opportunities so you can make informed decisions with confidence.


  • What do I need to do?


    It starts with a conversation. We’ll discuss your goals, your timeline, and what you’re hoping to achieve through real estate investing.


    Once we understand the bigger picture, we’ll guide you through the next steps, including reviewing your financing options and completing the mortgage application process to see what opportunities may be available to you.

  • Should properties already have a tenant?

    Most investment properties you consider will likely be vacant at the time of purchase, giving you full flexibility to prepare and position the property exactly how you want.


  • How do I find tenants for my property?

    Most property owners find tenants by advertising online or locally. Common platforms include Facebook Marketplace, Craigslist, Kijiji, or posting signs in the neighborhood. Working with a professional property manager is also an option if you’d like help with marketing, tenant screening, and lease management.

  • How much down payment will I need?

    For a rental or investment property, down payment requirements are typically higher than for a primary residence. In most cases, you’ll need at least 20% of the purchase price. Your exact amount will depend on the property, and the lender’s requirements.


  • Why is the interest rate higher for an investment purchase?

    Lenders see investment properties as higher risk since they are not your primary residence. Because of this, interest rates are typically higher than for a primary home, reflecting the added risk and ensuring the investment makes sense for both you and the lender.


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